The Western India Plywood Ltd in Chalai, Trivandrum
Contact Person : Mr. Vinod, Sales Executive
Address : Power House Road, Chalai, Trivandrum
Pin Code : 695036
Phone Number : 0471 2479936
Loan Schemes | Up to 20 Lacs | Above 20 lacs to 30 Lacs | Above 30 lacs to 75 Lacs | Above 75 lacs to 1.5 Crore |
IDBI Bank | 11% | 11.50%-11.75% | 11.75% | 12.25% |
Salaried | Self-Employed | ||
Age | 21 years to 60 years | 21 years to 65 years | |
Income | 1,44,000 (p.a) | 1,44,000 (p.a) | |
Loan Amount Offered | 2,00,000 - 1,00,00000 | 2,00,000 - 1,00,00000 | |
Tenure | 5 years to 25 years | 5 years to 25 years | |
Current Experience | 2 years | 3 years | |
Processing Fee | 0.5% | 0.5% | |
Loan to value ratio | 85% of the property value | 85% of the property value | |
Documentation | 1) Complete application form 2) Address Proof 3) Age Proof 4) Income Proof 5) Last 6 months bank statement 6) last 3 months salary slip | 1) Complete application form 2) Address Proof 3) Age Proof 4) Income Proof 5) Last 6 months bank statement 6) Bank statement |
Salaried | Self employed | |
Age | 23years to 58years | 25years to 65years |
Income | 1,20,000 p.a | 1,50,000 p.a |
Loan Amount Offered | 5,00,000 - 3,00,00000 | 5,00,000 - 3,00,00000 |
Tenure | 5years to 20years | 5years to 20years |
Current Experience | 3years | 3years |
Documentation | 1) Complete application form, 2) processing fees cheque, 3) Identification Proof, 4) Residential proof, 5) Signatures Proof, Last 3 months salary slip, 6) Form 16 ,Last 3 months bank statement | 1) Complete application form, 2) Identification Proof, 3) Residence Proof, 4) Last 3 year ITR, 5) Last 6 months bank statement , 6) as Processing fees cheque |
Loan Schemes | below 75lac | Above 75 lacs |
Standard Chartered Bank | 10% | 10.50% |
Salaried | Self employed | |
Age | 21years to 60years | 21years to 60years |
Income | Rs.1,80,000 (p.a) | Rs.2,50,000 (p.a) |
Loan Amount Offered | 5,00,000 - 1,00,00000 | 5,00,000 - 1,00,00000 |
Tenure | 5years-20years | 5years-20years |
Current Experience | 2years | 2years |
Processing Fee | 0.5% | 0.5% |
Documentation | 1) Application form with photograph 2) Identity & residence proof 3) Last 3 months salary slip 4) Form 16 5) Last 6 months bank salaried credit statements 6) Processing fee cheque | 1) Application form with photograph 2) Identity & residence proof 3) Education qualifications certificate & proof of business existence 4) Business profile, 5) Last 3 years profit/loss & balance sheet 6) Last 6 months bank statements 7) Processing fee cheque |
Salaried | Self employed | |
AGE | 23 years to 60 years | 23 years to 65 years |
Income | Rs.100,000 (p.a) | Rs.100,000 (p.a) |
Loan Amount Offered | Upto 2crore | Upto 2crore |
Tenure | 5years-20years | 5years-20years |
Current Experience | 1years | 1years |
Processing Fee | 11000/- or 0.5% | 11000/- or 0.5% |
Documentation | 1) Salary slips of last one month or salary certificate. 2) Form 16 3) HR certification showing all allowances and reimbursements (if any) 4) Copy of bank statement (main account) for last 6 months. 5) Photo Identity 6) Proof of signature. 7) Proof of Residence. 8) Proof of age. | 1) Income tax returns for last 2 years. 2) Profit & Loss Account along with computation of Income and Balance Sheet for last 2 years, duly certified by a CA. 3) Proof of business continuity for last 3 years. 4) Copy of bank statement (main account) for last 6 months. 5) Short note on the nature of business, form of organisation, clients and suppliers, etc. 6) Photo Identity. 7) Proof of signature. 8) Proof of Residence. 9) Proof of age |
Salaried | Self employed | |
Age | 24 years to 60 years | 24 years to 65 years |
Loan Amount Offered | Rs.1Lac to 50Lacs | Rs.1Lac to 50Lacs |
Processing Fee | 1% of the Loan Amount + applicable taxes | 1% of the Loan Amount + applicable taxes |
Documentation | 1) Application form with photograph 2) Identity & residence proof 3) Latest salary slip, 4) Form 16 5) Last 6 months bank statements 6) Processing fee cheque | 1) Application form with photograph 2) Identity & residence proof 3) Education qualifications certificate & proof of business existence 4) Business profile, Last 3 years profit/loss & balance sheet 5) Last 6 months bank statements 6) Processing fee cheque |